Lab3

//** CCT333 Tutorial #3 Wiki Questions: **//

// 1. Describe the benefits of microfinancing according to 'Can the Cellphone Help End Global Poverty' at // //__ [] __ (200 words) //

// 2. “It’s really quite striking,” Hammond says. “What people are voting for with their pocketbooks, as soon as they have more money and even before their basic needs are met, is telecommunications.” (World Resources Institute) // // In the spirit of this quote, describe four instances of how owning a cellphone enables users to better their lives. (4 paragraphs/ one for each instance) //

**1.** F or millions living on less than $2 per day, affordable and reliable access to telecommunications services still does not exist. In these rural communities, people are often forced to travel great distances to make a phone call. Micro-financing worked with technology and development stakeholders around the globe to expand telecommunication services in multiple countries. Local micro-finance institutions work with technology companies such as Nokia; helped to create more telecommunications micro-franchises in Africa and Asia, through direct technical assistance, partnerships, and advisory services. Although clients have to be comfortable with, and educated about technology, they perceive a benefit from the technology, such as convenience, reduced risk of carrying cash, or the ability to transfer funds from one person to another. Phone technology is user-friendly, not too difficult to understand or learn. Clients trust that technology will not somehow cheat them; trust is enhanced by issuing receipts. These technology solutions are physically accessible and affordable.

**2.** > > > >
 * 1) The most basic benefit of a cell phone for which most of us use it is that we can stay connected with our loved ones in any part of the world and anytime. Gone are the days when we used to stand in queues to make an STD or ISD calls. You can talk to your loved ones staying even seven seas far with cell phones. They also help in emergency situations. Imagine you are stuck in a traffic jam, getting late for a meeting or your car has broken down in middle of nowhere. Cell phones are of great use in time of such emergencies. You can contact help with the use of cell phone easily.
 * 1) Cell phones are nowadays almost equivalent to mini computers. The latest ones are equipped with windows and internet facilities. So you don’t need to wait for the newspaper! You can simply access the internet on your cell phone and get to know about the latest news, your e-mails, movie shows and a lot more! Additionally, cell phones are constantly being upgraded with new technology and the recent phones are equipped with navigation and GPRS systems. You can never get lost if you have a cell phone with navigation system. Imagine, it gives you the details of every nook and corner of your destination.
 * 1)   Cell phones help in legal and business matters. A lot of criminals are these days being held because of their cell phones. The police can track a criminal via tracking the place where his mobile phone is using GPS. Also checking a cell phone’s call records give vital information to the defence forces about the criminals. C   ell phones are a great help even at your business. With cell phones, you can constantly stay in touch with your employees and get to know about crucial information of your business.
 * 1) With a cell phone in your hand, you don’t need a TV or PC to get entertained. It is all in your cell phone. You can play games, listen to music, and click pictures and even record videos in your cell phone. These days cell phones are equipped with infrared and bluetooth technologies which allow you to transfer data like mails, pictures, music and even videos just in span of seconds. Cell phones have become a matter of prestige and fashion statement, especially among the youth. If you have a latest handset then you can definitely impress others!